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Top 7 Instant Personal Loan Apps in India with No Salary Slip [2025]

Aaj ke digital zamane mein loan lena pehle se kaafi aasan ho gaya hai. Agar aapke paas salary slip nahi hai, fir bhi aapko turant personal loan mil sakta hai — sirf PAN card, Aadhaar aur bank statement ke basis par.

Yahaan hum baat kar rahe hain un 7 best loan apps ki jo aapko salary slip ke bina bhi personal loan de sakti hain.

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1. SimplyCash

• Loan Amount: ₹50,000 se ₹1.5 lakh tak
• Features: Fast approval, simple documents
• KYC aur bank statement se hi loan mil sakta hai
• Best for: Urgent cash needs

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2. mPokket

• Loan Amount: ₹500 se ₹30,000 tak
• Best for: Students aur freelancers
• Documents: Aadhaar, PAN, college ID (for students)
• Loan instantly milta hai directly bank account mein

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3. Pocketly

• Loan Amount: ₹500 se ₹10,000 tak
• Ideal for: Small short-term needs
• Process: Sirf KYC aur basic bank details
• Salary slip zaroori nahi hai

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4. Kissht

• Loan Amount: ₹10,000 se ₹1 lakh tak
• Suitable for: Small business owners ya self-employed log
• Documentation: Aadhaar, PAN, bank statement
• Quick loan disbursal with flexible tenure

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5. PaySense

• Loan Amount: ₹5,000 se ₹5 lakh tak
• Bina salary slip ke bhi credit milta hai
• EMI options flexible hote hain
• Trusted by many first-time borrowers

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6. NIRA

• Loan Amount: ₹1,000 se ₹1 lakh tak
• Kaafi logon ko salary slip ke bina bhi approve karta hai
• Credit score kam ho tab bhi chance milta hai
• EMI plan easy aur app user-friendly hai

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7. CASHe

• Loan Amount: ₹45,000 se ₹3 lakh tak
• Process: Social score ke basis par loan deta hai
• Salary slip optional hoti hai
• Fast approval aur simple repayment system

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🔚 Conclusion

Agar aapke paas salary slip nahi hai, to bhi ghabrane ki zarurat nahi. In apps ke through aap turant personal loan le sakte hain sirf Aadhaar, PAN aur bank details ke basis par.

Quick Tips:

• Hamesha app ko download karne se pehle check karein ki woh RBI registered ho.
• Loan lene se pehle terms & conditions dhyan se padhein.
• Apni repayment capacity ko samajh kar hi loan lein.