Best Credit Cards in India for 2025 – Low Interest & High Rewards
Overview
Agar aap 2025 me aisa credit card dhoond rahe hain jo low interest rate, high cashback aur exclusive rewards de, to yeh guide aapke liye perfect hai. Humne sirf wohi cards choose kiye hain jo daily shopping, travel aur bill payments me maximum benefits dete hain.
1. HDFC Millennia Credit Card
- Interest Rate: 3.49% p.m.
- Annual Fee: ₹1,000 (waived on ₹1 Lakh annual spend)
- Benefits:
- 5% cashback on Amazon, Flipkart, BigBasket
- 1% fuel surcharge waiver
- Welcome bonus worth ₹1,000
- 5% cashback on Amazon, Flipkart, BigBasket
2. SBI Cashback Credit Card
- Interest Rate: 3.50% p.m.
- Annual Fee: ₹999
- Benefits:
- 5% cashback on all online spends
- No monthly cashback limit
- Instant rewards redemption
- 5% cashback on all online spends
3. Axis Bank ACE Credit Card
- Interest Rate: 3.40% p.m.
- Annual Fee: ₹499 (waived on ₹1 Lakh spend)
- Benefits:
- 5% cashback on bill payments & DTH recharge via Google Pay
- 4% cashback on Zomato, Swiggy, Ola
- Complimentary airport lounge access
- 5% cashback on bill payments & DTH recharge via Google Pay
Why These Cards Are Best in 2025?
- Low annual fees with waiver options
- Cashback on popular platforms
- Rewards suited for Indian lifestyle
📌 Apply Now – Best Credit Card Offers 2025 – Apply Online